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Finance simulaton

Simulation of an housing loan to acquire a real estate property under the freehold leaseback scheme.

Example: someone gets a monthly income of Euro 5.000 (ie. Euro 60.000 yearly). He has no debts. His/her available cash is Euro 50.000.

His/her objectives:

Over a 15 year reimbursement period, with a repayable housing loan at 3% interest rate, the borrower can acquire a property worth Euro 246.743. The housing loan amount will be Euro 204.755. Monthly loan repayments will be Euro 1.500. Meanwhile, he/she will receive a guaranteed rental income of 4% on his real estate investment, ie Euro 822.47 /month (ie. 246.743 x 4%/12).

Summary: